Last updated May 2026. By using this site you agree to these terms.
The cost segregation benchmarks, calculators, and FAQs on this site are informational only. They are not tax, legal, accounting, or investment advice. Cost segregation outcomes vary by property, ownership structure, tax position, and current law. Consult a qualified CPA, tax attorney, or financial advisor before making decisions based on information from this site.
The per-fixture engine outputs shown on the benchmarks page represent the engine's output for representative property scenarios. Real customer studies use real property data, real assessor records, and real renovation history, outputs for your specific property may be higher or lower. The illustrative Year-1 federal savings figures assume the 37% top marginal bracket and 100% bonus depreciation; actual savings depend on your taxpayer profile.
City of Naples maintains a moderately restrictive short-term rental regulatory environment within city limits, with minimum stay requirements and registration obligations for STR operations. Collier County unincorporated areas (East Naples, parts of North Naples) operate lighter regulatory regimes. Lee County (Bonita Springs, Estero) has its own permit regime distinct from Collier. STR-intent buyers should verify the property's jurisdiction. Hurricane exposure is the practical hold-period risk, post-2022 Florida property insurance availability and cost has been challenging in Collier and Lee counties, and capital-assessment activity for envelope work and balcony reconstruction has been substantial. Material participation under §469 is achievable for self-managing owners but harder for buyers using full-service management, document hours contemporaneously. The retiree-investor concentration in Naples often means owners directly manage their own STR operations, which supports cleaner §469 active-participation positions.
We re-verify regulatory facts quarterly and refresh the timestamps at the bottom of each page. Despite this, regulations change frequently. Before relying on regulatory statements for a specific decision (license status, hold-period planning, material-participation strategy), verify with the relevant authority.
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